SECURE YOUR DREAMS, PROTECT YOUR FUTURE

A Mortgage Advisor You Can Trust

Proudly rated 5/5 stars by clients

Based on VouchedFor reviews

OUR PARTNERS

We have access to

The Whole Of The Market

WE OFFER

All Types Of Mortgages On The Market

OUR SPECIALIST AREAS

Mortgage Broker Services

The value of property investments and income can go down as well as up and investors may not get back the amount originally invested.

As property is a specialist sector it can be volatile in adverse market conditions. It may be difficult to sell or realise the investment, or obtain information about its value, or the extent of the risks to which it is exposed.

Residential Mortgages

Take out a mortgage loan and buy the property of your dreams with as little as a 5% deposit. As impartial mortgage advisors, we manage the entire process on your behalf, helping you choose the most suitable lender and the most appropriate deal. All that’s required from you is the relevant documents. You may have to pay an early repayment charge to your existing lender if you remortgage.

Buy-To-Let Mortgages

If you intend to take a loan to invest in rental property, it is strongly recommended that you use the support and advice of a mortgage broker. Our team will help you determine the rental income you expect to earn from tenants and secure the most suitable mortgage rates.

Re-Mortgages

Re-mortgages involve changing the terms of a present loan. The only cost for this type of solution is the broker service; the bank typically covers all other expenses related to the loan transfer. We can help you understand your options and find a solution to help meet your goals.

Bridging Finance

This short-term loan is used until a person or company secures permanent financing or pays an existing obligation. It allows them to meet current obligations by providing immediate cash flow. Our team advises on all loan types, including property development bridging loans.

Commercial Mortgages

A commercial mortgage is a loan secured by commercial property, such as an office building, shopping centre, industrial warehouse, or apartment complex. The proceeds from a commercial mortgage are typically used to acquire, refinance, or redevelop commercial property.

Self-Build Mortgages

Self-build mortgages are loans to fund a property you are building yourself, and enlisting a broker increases the chances of a successful application. The main difference from a standard residential mortgage is that you receive the funds in stages as parts of the build are finished.

Your home or property may be repossessed if you do not keep up the repayments on your mortgage.The Financial Conduct Authority does not regulate power of attorney, guardianship planning, probate administration services, will writing and some aspects of commercial mortgages, buy to let mortgages and bridging finance.

For mortgages, we are paid a combination of both: a commission from the lender, which will be shown on the ESIS, and a broker fee from the client, usually £499.

Free Consultation, Free advice & Free research.

For mortgages we are being paid by a combination of both: commission from the lender which will be shown on the ESIS, and a broker fee from the client, of usually £499 payable on Mortgage offer.

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Protection & Insurance Broker Services

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We refer our clients to a Protection Specialist at ONYX Financial Ltd for protection advice. ONYX Financial Ltd is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority.

Trusts & Will Writing Services

Protect Your Interests With

Lasting Power of Attorney

Secure Your Children’s Future With

Guardianship Planning

Efficient & Reliable

Probate Administration Services

We refer our clients to a Will writing Specialist for Will writing and other services mentioned above.

Why Choose Us?

We Have Access To

The Whole Of The Market

We Offer

All Types Of Mortgages On The Market

Proud To Highly Recommended By Clients

The whole team assisted in purchasing a house within 3 months from viewing to getting the keys. They were very thorough in each and every explanation, and every single question was answered in great detail. Amazing professionals, competent in every single aspect required!

Client in Essex

January 2024

Hristina was able to offer me a mortgage product which met my needs. She communicated with me throughout the whole process. She went above and beyond her job as she also tried to help me with issues I had with the bank directly. I cannot recommend her highly enough.

Client in Berkshire

January 2024

As first-time buyers, we decided to have an advisor. Onyx Financial found us the best deal at the time and even called me when there was a potential jump on the market. They were up to date, responding within hours, and even called me on weekends and after standard work hours.

Client in Staffordshire

January 2024

Hristina explained the different mortgage options and found the most suitable deal based on our financial situation and goals. Thanks to her expertise, we negotiated a significantly lower interest rate than the original one, which we are very pleased about.

Client in London

March 2024

Extremely competent, professional, and responsive, Onyx Financial supported us while obtaining our first mortgage and has gone above and beyond to get us the deal that we needed and was best for us. I would highly recommend them to anyone who is looking for a mortgage.

Client in Yorkshire

September 2023

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