SECURE YOUR DREAMS, PROTECT YOUR FUTURE

A Mortgage Advisor You Can Trust

Proudly rated 5/5 stars by clients

Based on VouchedFor reviews

OUR PARTNERS

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We have access to

The Whole Of The Market

WE OFFER

A Range Of Mortgages On The Market

OUR SPECIALIST AREAS

Mortgage Broker Services

The value of property investments and income can go down as well as up and investors may not get back the amount originally invested.

As property is a specialist sector it can be volatile in adverse market conditions. It may be difficult to sell or realise the investment, or obtain information about its value, or the extent of the risks to which it is exposed.

Residential Mortgages

Take out a mortgage loan and buy the property of your dreams with as little as a 5% deposit. As impartial mortgage advisors, we manage the entire process on your behalf, helping you choose the most suitable lender and the most appropriate deal. All that’s required from you is the relevant documents. You may have to pay an early repayment charge to your existing lender if you remortgage.

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Buy-To-Let Mortgages

If you intend to take a loan to invest in rental property, it is strongly recommended that you use the support and advice of a mortgage broker. Our team will help you determine the rental income you expect to earn from tenants and secure the most suitable mortgage rates.

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Re-Mortgages

Re-mortgages involve changing the terms of a present loan. The only cost for this type of solution is the broker service; the bank typically covers all other expenses related to the loan transfer. We can help you understand your options and find a solution to help meet your goals.

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Bridging Finance

This short-term loan is used until a person or company secures permanent financing or pays an existing obligation. It allows them to meet current obligations by providing immediate cash flow. Our team advises on all loan types, including property development bridging loans.

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Commercial Mortgages

A commercial mortgage is a loan secured by commercial property, such as an office building, shopping centre, industrial warehouse, or apartment complex. The proceeds from a commercial mortgage are typically used to acquire, refinance, or redevelop commercial property.

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Self-Build Mortgages

Self-build mortgages are loans to fund a property you are building yourself, and enlisting a broker increases the chances of a successful application. The main difference from a standard residential mortgage is that you receive the funds in stages as parts of the build are finished.

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Free Initial Consultation

For mortgages we are being paid by a combination of both: commission from the lender which will be shown on the ESIS, and a broker fee from the client, of usually £499 payable on Mortgage offer.

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Protection & Insurance Broker Services

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We refer our clients to a Protection Specialist at ONYX Financial Ltd for protection advice. ONYX Financial Ltd is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority.

Trusts & Will Writing Services

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Protect Your Interests With

Lasting Power of Attorney
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Secure Your Children’s Future With

Guardianship Planning
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Efficient & Reliable

Probate Administration Services

We refer our clients to a Will writing Specialist for Will writing and other services mentioned above.

Why Choose Us?

We Have Access To

The Whole Of The Market

We Offer

All Types Of Mortgages On The Market

We have access to 180+ lenders on our platform

Proud To Be Highly Recommended By Clients

Buisness name

Proud To Highly Recommended By Clients

The whole team assisted in purchasing a house within 3 months from viewing to getting the keys. They were very thorough in each and every explanation, and every single question was answered in great detail. Amazing professionals, competent in every single aspect required!


Buisness name

Proud To Highly Recommended By Clients

Hristina was able to offer me a mortgage product which met my needs. She communicated with me throughout the whole process. She went above and beyond her job as she also tried to help me with issues I had with the bank directly. I cannot recommend her highly enough.


Buisness name

Proud To Highly Recommended By Clients

As first-time buyers, we decided to have an advisor. Onyx Financial found us the best deal at the time and even called me when there was a potential jump on the market. They were up to date, responding within hours, and even called me on weekends and after standard work hours.


Buisness name

Proud To Highly Recommended By Clients

Hristina explained the different mortgage options and found the most suitable deal based on our financial situation and goals. Thanks to her expertise, we negotiated a significantly lower interest rate than the original one, which we are very pleased about.


Buisness name

I had an excellent experience with Onyx Financial Ltd. The team was professional, knowledgeable, and always available to answer my questions. They made the mortgage process smooth and stress-free, providing clear guidance and tailored solutions to meet my needs.


Buisness name

Incredible professionalism! Extremely responsive and explain everything in an easy-to-understand way. Highly recommend! Thank you once again— we couldn’t have done it without you.


Buisness name

We are so happy with the Onyx Financial Ltd, as a first time buyer we had a lot a questions and concern through the process they was all the time in touch with us.
Unfortunately the first deal was rejected and we have to go through the process again, but our mortgage advisor Hristina Hristeva give a huge support.
We are lucky to work with this mortgage company and would like to say massive THANK YOU!
Definitely will recommend the company!


Buisness name

Great service. Hristina went above and beyond what was asked of her and gave us useful advice. Thank you.


Buisness name

I had a great experience with Onyx Financial The whole team is great! Hristina is a wonderful person and an excellent professional. She gave her best and was there for us until the very end of the purchase. if you want to get fast and professional service choose Onyx Financial


Buisness name

I’m extremely happy with the services and support that Onyx Financial have been providing me with during the purchase of my new home. Hristina and her team have been a trusted advisor during the whole process. I would highly recommend.


Buisness name

Onyx Financial company is the best. They guide you every step of the way in buying a property. They help you choose the best solution, always on line for your questions. Our best decision to trust them. Special thanks to Hristina Hristeva and the team she works with.


Buisness name

It has been an amazing experience throughout the process of buying our own home, but that was a result of the work that has been done from the whole team of Onyx Financial.
We were very pleased to work with them, the service that they’re providing is at an excellent level, helpful, progresfull and very polite.
Absolutely highly recommended the service to any people who want to be sure that they’re working with very professional team !


Buisness name

Professional and dedicated specialists with a personal touch and a strong sense of responsibility.


Buisness name

The Onyx team is very attentive, quick to respond and detailed in the advice. Hristina took time out of her holiday to assist me as I was stressing about my deadlines and she explained why an alternative option to what I initially thought might be better for me. I went with the recommendation. There is always a lot of paperwork for a mortgage but I feel that everything I received was clear and detailed. I used other mortgage brokers in the past but I think I will contact Onyx for my renewal when the time comes. Thank you


Buisness name

We could not express our gratitude for the services of the Onyx Finance team! To Hristina and Ralitsa – thank you, words are few, really! You are magicians, making dreams come true! Rare people, first of all! Extremely knowledgeable and capable! Adequate and available to answer all questions and guide you through this stressful process! We wish you much success in your professional life and personal happiness!


Buisness name

Fantastic experince with Onyx Financial. Highly reliable and professional team. Hristina was amazing – very knowledgable and helpful. She was very quick to answer any questions we had. Thanks to their expertise we were able to buy our first dream home. Highly recommend Onyx Financial to anyone looking for a professional and trustworthy mortgage adviser..If there was a option we were going to rate them with 10 stars.
Thank you very much Onyx Financial for making our dream a reality.


Buisness name

It has been an amazing experience throughout the process of buying our own home, but that was a result of the work that has been done from the whole team of Onyx Financial.
We were very pleased to work with them, the service that they’re providing is at an excellent level, helpful, progresfull and very polite.
Absolutely highly recommended the service to any people who want to be sure that they’re working with very professional team !


Get In Touch

It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: the Compliance Department; ConnectIFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk